Conventional Loans

Conventional Mortgages

  1. Fannie Mae
    The most popular investor for conventional financing.
  2. Freddie Mac
    Freddie Mac typically mirrors Fannie Mae guidelines and as a consumer you won't see a difference.

Fannie Mae

Freddie Mac

What do you need to know?

This page serves as a resource for loan officers, real estate agents or savvy buyers. 

Loan Limits - This download provides specific loan limits by county for the continental US. SF/Bay Area conforming loan limit is $636,150 for 2017 while Austin, TX has a loan limit of $424,100. 

LTV Matrix - This download/page provides the maximum loan to value based on type of transaction. For example: comparing FNMA and Freddie, you will notice that the max ltv for a purchase is 97% and 95% respectively. Dive in deeper and look at the max LTV when you combine a 2nd mortgage.

  1. linkedin endorsement
    via linkedin: Olivia Simms
    Ivan has been there with me through it all! It’s been almost a year and I must say Ivan has been there still. He made sure that I have been updated with whats going on being a new home owner. Even when I thought I had it together he had good tips that has helped me in every area of my new journey ! Ivan thank you so much I couldn’t imagine the journey without you, You Are Simply The GREATEST!!!
  2. via Yelp - Thao Nguyen
    via Yelp - Thao Nguyen
    I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan! A trusted consultant for 10 years in the Mortgage business, I take pride in finding solutions to my clients needs. I love being the “go to” guy for my clients. There’s a good feeling when a past client sends a text message or email asking inquiring about a new mortgage. I know the hard work invested will pay off as time passes on. A little Bit More – let’s connect! lets-connect What People Say About Me – Testimonials Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times. He also has great customer service. He responds extremely quickly and is on top of everything. He made my first transaction really smooth and easy. We got caught at some bumps in the road but he found a way to help us resolve it. He is a genuinely nice person. He occasionally shoots me an email to see how things are or whether I have any questions regarding anything. He is there to help and I can just tell that he loves his job. Thank you for helping us through our first transaction Ivan! Le Tran I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan!
  3. via Yelp! - Le Tran
    via Yelp! - Le Tran
    Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times.
  4. C Boss
    C Boss
    This experience has been flawless and so easy! Ivan has been a great resource and is so patient with first time home buyers.
  5. Tom Brewer
    Tom Brewer
    I don't know how to thank you. I feel certain that I wouldn't once again be a homeowner without your help.

what our clients say

Mortgage Insurance

Radian

What do you need to know?

You can get a quote directly from Radian  . With this quote you can compare an FHA mortgage with conventional fiancing from Fannie Mae or Freddie Mac. With conventional financing, you are only required to have one type of mortgage insurance: A one time single premium option OR a monthly payment option.  With Radian's Rate Finder  you can get a reliable immediate quote. 


Request a comparison between a Conventional Loan and an FHA Mortgage here!