Manufactured Homes : Mobile Home Finance

Manufactured  Home Financing
  1. linkedin endorsement
    via linkedin: Olivia Simms
    Ivan has been there with me through it all! It’s been almost a year and I must say Ivan has been there still. He made sure that I have been updated with whats going on being a new home owner. Even when I thought I had it together he had good tips that has helped me in every area of my new journey ! Ivan thank you so much I couldn’t imagine the journey without you, You Are Simply The GREATEST!!!
  2. via Yelp - Thao Nguyen
    via Yelp - Thao Nguyen
    I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan! A trusted consultant for 10 years in the Mortgage business, I take pride in finding solutions to my clients needs. I love being the “go to” guy for my clients. There’s a good feeling when a past client sends a text message or email asking inquiring about a new mortgage. I know the hard work invested will pay off as time passes on. A little Bit More – let’s connect! lets-connect What People Say About Me – Testimonials Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times. He also has great customer service. He responds extremely quickly and is on top of everything. He made my first transaction really smooth and easy. We got caught at some bumps in the road but he found a way to help us resolve it. He is a genuinely nice person. He occasionally shoots me an email to see how things are or whether I have any questions regarding anything. He is there to help and I can just tell that he loves his job. Thank you for helping us through our first transaction Ivan! Le Tran I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan!
  3. via Yelp! - Le Tran
    via Yelp! - Le Tran
    Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times.
  4. C Boss
    C Boss
    This experience has been flawless and so easy! Ivan has been a great resource and is so patient with first time home buyers.
  5. Tom Brewer
    Tom Brewer
    I don't know how to thank you. I feel certain that I wouldn't once again be a homeowner without your help.

what our clients say

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21st Mortgage Corporation

Manufactured Homes, ITIN,  Portfolio Lending
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All Loans
Program Highlights:

  • Single and Multi-Section Manufactured Homes - regardless of whether the home is located in a park, on leased land or private land, 21st Mortgage can assist.
  • Purchase, Refi, Second Homes and Investment Properties allowed
  • Loan Amount - minimum loan amount is $20,000.
  • CHATTEL (Home Only) or LAND HOME combination loans available.
  • Up to 95% LTV before fees on Owner Occupied, Full Doc loans.
    Up to 80% LTV before fees on Secondary Housing and Investment Properties.
    DEBT CONSOLIDATION and HOME IMPROVEMENT programs available (based on equity and customer qualification).
  • Bank Repossessions/HUD Foreclosures - 21st Mortgage does not provide financing for other manufactured home lender's repossessions or foreclosed properties including HUD.
  • Age of Manufactured Home - No age restrictions apply except for the following states:
AL: the mobile home must be 20 years of age or newer
ME: the mobile home must be 2008 or newer
MS: the mobile home must be 1999 or newer
NY: the mobile home must be 1995 or newer
  • Permanent foundation not required.
  • No surveys or inspections required.
  • Closing Costs and most Third Party Fees - maybe financed into your new manufactured home loan.
  • Escrow - is required for both insurance and taxes.
  • Terms - Purchase and Refinance terms range from 60 months to 23 years*
  • Fixed Rates & No Pre-Payment Penalties.
  • Mortgage Insurance - not required on any of our loans.
  • Rates - All our manufactured & mobile home loans have fixed interest rates starting as low as 6.99%*
  • Loan Payment Options - Free Monthly Auto Draft Payment Option, Free Bi-weekly Payment Plan, and a convenient on-line payment option.

First Lockhart National

Manufactured Homes, Lot Loans, Portfolio Loans

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Program Highlights:

  • Minimum Credit Score 675
  • Owner occupied-20% down payment with a 10 year amortization
  • Non-owner occupied-25%-30% down payment with a 7 year amortization
  • Interest rate will be fixed for first five years and then will adjust annually based on Wall Street Journal Prime
  • Property must be in a legal subdivision
  • Property can’t share a well with another property
  • Property can’t have a non-permitted septic system
  • Road to home must be publicly maintained
  • Age of home must be 20 years or less
  • Title to home must be surrendered and become real property
  • Must be licensed with the Texas Department of Housing and Community Affairs