Pre-Approval Process

  1. linkedin endorsement
    via linkedin: Olivia Simms
    Ivan has been there with me through it all! It’s been almost a year and I must say Ivan has been there still. He made sure that I have been updated with whats going on being a new home owner. Even when I thought I had it together he had good tips that has helped me in every area of my new journey ! Ivan thank you so much I couldn’t imagine the journey without you, You Are Simply The GREATEST!!!
  2. via Yelp - Thao Nguyen
    via Yelp - Thao Nguyen
    I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan! A trusted consultant for 10 years in the Mortgage business, I take pride in finding solutions to my clients needs. I love being the “go to” guy for my clients. There’s a good feeling when a past client sends a text message or email asking inquiring about a new mortgage. I know the hard work invested will pay off as time passes on. A little Bit More – let’s connect! lets-connect What People Say About Me – Testimonials Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times. He also has great customer service. He responds extremely quickly and is on top of everything. He made my first transaction really smooth and easy. We got caught at some bumps in the road but he found a way to help us resolve it. He is a genuinely nice person. He occasionally shoots me an email to see how things are or whether I have any questions regarding anything. He is there to help and I can just tell that he loves his job. Thank you for helping us through our first transaction Ivan! Le Tran I had a great experience purchasing my first home with Ivan’s help. He works with your best interest in mind, to find you the best option of your situation. For me, he went above and beyond to help me with getting documents straighten out that wasn’t really part of his job. Thanks Ivan!
  3. via Yelp! - Le Tran
    via Yelp! - Le Tran
    Ivan is great at what he does. He helped me finance my first, and was extremely patient. Being that it was my first time, I had no idea what documents I needed, and I didn’t understand real estate lingo. However, Ivan was very patient and explained everything to me probably a couple of times.
  4. C Boss
    C Boss
    This experience has been flawless and so easy! Ivan has been a great resource and is so patient with first time home buyers.
  5. Tom Brewer
    Tom Brewer
    I don't know how to thank you. I feel certain that I wouldn't once again be a homeowner without your help.

what our clients say

Documents Needed for Mortgage Pre Approval

The Pre-Approval process can be intimidating to some. I aim to make the pre-approval process simple, painless and quick. This is why I created Solutions2Mortgage. Here, you will find the answers to your questions from a perspective that makes sense to you and inspires confidence to pursue the dream of home ownership. 

You will find most lenders will require the same documentation. Here is the minimum list of Pre-Approval Document Requirements for Conventional, FHA and USDA Loans. If you are applying for a VA Mortgage, simply gather these docs in addition to the list highlighted in the VA Section below.

  • 2016/2015 Federal Tax Returns (all schedules)
  • 2016/2015 w2's
  • Most recent consecutive paystubs covering 30 days 
  • Most recent 2 months bank statements (all pages) supporting your Down Payment
  • Copy of ID and Social Security Card

If you are self employed and file Business Returns:

  • 2016/2015 Business Tax Returns (all schedules including K-1's if applicable)

This short list is sufficient to issue a pre-approval. You can email your documention to me at: [email protected] OR upload to dropbox through here on my site. Follow this link provided:  Safe Upload. 

Same day Pre-approval Letters provided!

Documents Needed for VA Loan

If you are applying for a VA Mortgage, gather the standard pre-approval documents above in addition to the items below:

  • DD214
  • Certificate of Eligibility 
  • Award Letter (if you receive income)

Visit my VA Resource page for more info!

Armed with a pre-approval, you can start shopping for a home. A licensed realtor will guide you step by step on what to expect when home shopping, making an offer and protecting your decisions throughout the process.